Your insurance policy may or may not cover all your damages from recent hurricanes. In general, most policies will cover damages caused by high winds, such as damaged roofing shingles, broken windows, or damage from toppled trees. The tricky part comes when your home or business is damaged by water intrusion.
Excessive growth of mold can destroy building materials and also cause health problems.
Part two of a series. If you missed part one of our Asbestos post series, you can access that here.
Asbestos Testing and Clean-Up
Once asbestos is discovered or suspected the following steps should be safely taken by qualified professionals; secure the property to be sure no individuals or workers go into the building without proper training and personal protective equipment, survey the property, inspect for the presence of asbestos contamination, and locate the source of the asbestos contamination.
CCA has led asbestos remediation, leading teams of professionals to inspect, evaluate, and de-contaminate buildings. Working with local environmental inspection and testing consultants, CCA and the consultants would safely enter the building, take surface and airborne samples, and determine if the structure is, in fact, contaminated with airborne asbestos particles.
Your insureds are scared of asbestos in their building! Who can blame them. Asbestos in homes and businesses should be no surprise to construction professionals.
Warnings regarding the dangerous nature of asbestos have been around since the 1960s.
As all construction professionals know, asbestos exposure is something that always needs to be taken seriously. According to OSHA, "there is no 'safe' level of asbestos exposure for any type of asbestos fiber. Asbestos exposures as short in duration as a few days have caused mesothelioma in humans. Every occupational or incidental exposure to asbestos can cause injury or disease and contributes to the risk of getting an asbestos related disease."
Putting Lives and Businesses Back on Track
When disaster strikes, the first thing most people do is to dial 911 resulting in the dispatch of police, fire, and EMT personnel. Soon after life-threatening emergencies are taken care of, homeowners, property landlords, and public officials turn their attention to issues of restoring properties and getting commerce going. Business and property owners and their insurance companies want to know: How bad is it, can it be repaired, when can repairs be made, and how much will they cost? CCA’s team has vast experience answering these questions whether the disaster is a single property or a wide-spread catastrophe such as hurricanes and earthquakes. CCA is used to responding quickly to our client’s needs.
Facility condition assessments provide invaluable data for making critical decisions about property and infrastructure.
Simply put, a facility condition assessment evaluates the status of buildings and infrastructure to determine whether they are doing what they need to do and how much longer they can do it. Facility condition assessments can also determine whether repairs, maintenance or improvements are necessary and how much it will cost to complete them. Property condition assessments are similar but are focused on the commercial real estate market. Facility condition assessments are more comprehensive and wide reaching in scope and content.
So, when do you need a facility condition assessment?
Risk assessment protects your operations when mission-critical buildings go offline.
Mission-critical facilities are the buildings that contain activities, devices, services or systems that if disrupted would have a devastating impact on a business, a community or on national security. Major data centers, Chicago’s O’Hare airport, Department of Defense facilities, your local fire department, or the buildings where Federal Exchange servers reside – all of these are examples of mission-critical architecture.
But of course, mission-critical facilities do fail. From natural disasters to terrorism to an explosion at an electrical substation, there are many threats that can cause a mission-critical building to go down. And while it is theoretically possible to protect a facility 100% against all threats, it is simply too costly for most organizations to provide that level of protection.
That is where risk assessment for mission-critical facilities comes into play. By performing a comprehensive assessment of the risks to your mission-critical building – and the costs of losing it temporarily – you can better prepare for the possibility of failure and protect your organization in the event a disaster occurs.
There are five steps involved in risk assessment of mission-critical architecture: