Dealing with flood damage inside of your home or business can be a nightmare. With water soaking your valuables and all of your belongings, it’s often difficult to know or even process where to begin. Quite likely many questions are running through your head pertaining to whether or not your insurance will cover the damage.
Your insurance policy may or may not cover all your damages from recent hurricanes. In general, most policies will cover damages caused by high winds, such as damaged roofing shingles, broken windows, or damage from toppled trees. The tricky part comes when your home or business is damaged by water intrusion.
Every year, hurricanes, severe storms, and natural disasters strike parts of the United States, Caribbean, and the Gulf of Mexico. Recently, the severity of storms and natural disasters have been increasing.
Last year was the United States’ most costly on record for weather-related disasters. According to the National Oceanic and Atmospheric Administration (NOAA) weather-related damages in 2017 totaled a staggering $306 billion.
Moisture gets into electronics even in the best of systems – it is inevitable. To name a few, electronic equipment whether personal electronic equipment, or specialized equipment isolated in server rooms, in moisture resistant enclosures, in aircraft avionics bays, and even in sophisticated autonomous underwater vehicles (AUV). Such AUVs meticulously designed to stay dry a thousand feet underwater are susceptible to moisture related damage. Moisture finds a way into your electronics and can wreak nuisance or havoc – sometimes intermittent, sometimes catastrophic.
Mold spores are everywhere in the outdoor and indoor environment as a natural part of our world and they cannot be eliminated. Certain conditions are necessary for the growth and proliferation of molds into a problem area within a building. Controlling indoor moisture and humidity levels are key to controlling indoor mold growth. Air conditioning equipment and duct systems are very common locations for the development and amplification of mold in commercial properties. Property owners and managers need to be vigilant in inspecting and maintaining these systems, to minimize the frequency and magnitude of any exposures to occupants from hidden sources of mold.
Most roofs are not watertight all the time. Roofing systems, both low-sloped (flat) and pitched, will most likely eventually spring a leak, even with the proper recommended maintenance and inspections. But what about newly installed low-sloped roofs, can one expect those to be watertight? Typically, on a newly constructed building, any minor leaks that turn up during construction can be dealt with immediately by the installer. Also, newly installed roofs on new and old buildings will undergo inspections and sometimes specified testing of seams and components for issuance of the manufacturer’s and installer’s warranty of water tightness for a specified period of time. However, ensuring that your newly installed roof is absolutely watertight becomes more critical if it is being covered by rock ballast or a landscaped greenspace or if the roof protects valuable artwork or irreplaceable property. Determining the location, origin, and extent of wet substrates is also critical for existing buildings when trying to determine if repair or complete replacement is more appropriate.
A high school in Alaska, a National Football League stadium, a Baltimore high-rise hotel and a Dallas airport terminal are among thousands of structures world-wide covered in combustible-core panels similar to those that burned in June's deadly London fire.
Do not believe that asbestos is not being used in building products that you specify or construct. Contrary to popular belief asbestos is not illegal in the U.S. According to the EPA many building products can be manufactured with asbestos.
During Hurricane Wilma a tower crane at a high-rise condominium construction site in Hallendale, Florida suffered a collapse. The building, a 28 story concrete structure, is situated between the Atlantic Ocean and Route A1A, and was under construction at the time of the collapse. The crane was situated on the west side of the building and was connected to the building at the tenth and twentieth floors. The crane was over 300 feet tall. The crane broke at the twentieth floor; the top of the crane fell to the ground while the lower portion was damaged but remained attached to the building. CCA was requested to review the circumstances of the collapse of the crane and provide opinions as to the cause.