Tornados and hurricanes are dangerous, extreme wind events. Both types of storms are likely to happen in specific geographies—tornados in the central plains of the U.S. and hurricanes along the Atlantic seaboard and Gulf Coast. Yet these storms can and do happen in other areas.Read More [fa icon="long-arrow-right"]
Disaster can strike at any time—natural disasters like hurricanes, wild fires, earthquakes, tornadoes; and human-caused catastrophes like pipeline leaks, criminal acts, bridge or building collapses, or industrial, air, or rail accidents. After the initial emergency response, property owners and public officials turn their attention to restoring properties and restarting commerce. Business and property owners and their insurance companies want to know:Read More [fa icon="long-arrow-right"]
Insurance policies may or may not cover all your damages from a storm like a hurricane. In general, for residential policies, most policies cover damages caused by high winds, such as damaged roofing shingles, broken windows, water entering damaged building components, or damage from toppled trees.Read More [fa icon="long-arrow-right"]
Hurricanes wreak significant damage in the coastal areas they hit—destroying the built and natural environments in their path. Once a storm has passed, businesses and property owners focus on recovery and restoring the local economy. A key piece of that process is determining the damage caused by the hurricane. Property owners need to have funds to restore their property or business and insurance adjusters need to provide appropriate funds for covered damages. Both Both need experienced engineers to provide wind and flood assessments suitable for property insurance, to understand their needs and determine the facts to decide and defend claims.Read More [fa icon="long-arrow-right"]
Dealing with flood damage inside of your home or business can be a nightmare. With water soaking your valuables and all of your belongings, it’s often difficult to know or even process where to begin. Quite likely many questions are running through your head pertaining to whether or not your insurance will cover the damage.Read More [fa icon="long-arrow-right"]
Last year was the United States’ most costly on record for weather-related disasters. According to the National Oceanic and Atmospheric Administration (NOAA) weather-related damages in 2017 totaled a staggering $306 billion.Read More [fa icon="long-arrow-right"]
During Hurricane Wilma a tower crane at a high-rise condominium construction site in Hallendale, Florida suffered a collapse. The building, a 28 story concrete structure, is situated between the Atlantic Ocean and Route A1A, and was under construction at the time of the collapse. The crane was situated on the west side of the building and was connected to the building at the tenth and twentieth floors. The crane was over 300 feet tall. The crane broke at the twentieth floor; the top of the crane fell to the ground while the lower portion was damaged but remained attached to the building. CCA was requested to review the circumstances of the collapse of the crane and provide opinions as to the cause.
Hurricane Irma bore down hard on single-family homes, severely damaging many. At the end of September residential insurance claims had been cited around a half-million. The story, however is quite different for commercial and industrial buildings where insurance claims had been cited around 25,000.
This is mainly due to the stricter building codes that were put in place following the wrath of Hurricane Andrew in 1992. “Designed to withstand a Category 5 hurricane with winds of 175 mph, the Florida building code is the accepted benchmark for hurricane protection nationally.”
“Florida significantly strengthened its defenses after hits from past major hurricanes, and those improvements were instrumental in helping the state weather this potentially devastating storm,” Levy notes. “As a result, damage to Florida commercial real estate is relatively minor outside of the Keys.”Read More [fa icon="long-arrow-right"]
With the 2017 hurricane season coming to an end Harvey, Irma, Jose, and Maria affected large parts of the USA and Caribbean. Examples of roof uplift can be found in numerous structures. If a roof is not properly tied down the entire roof structure can be blown away as in this photograph from St. Thomas.
When hurricanes or high winds strike buildings the roofs can be sucked upward in the same manner as an airplane wing. In extreme cases the entire roof structure can get sucked off the building. Newer, hurricane-resistant structures incorporate hurricane ties - metal straps which attach the roof securely to the main part of the house below. Parts of the house are also tied together all of the way down to the foundation providing a path for the roof uplift forces all the way to the foundation. Without these ties, strong winds will make quick work of a roof.